Collateral-Free Finance Against Your Purchase Bills, Invoices & Receivables
Fast working capital for MSMEs and SMEs — funded against your purchase bills, sales invoices, receivables, payables, and import/export trade. No collateral. No hidden fees.
Check Your Eligibility
Why MSMEs & SMEs Choose CredVantage
Working capital built around your real trade cycle — not banking bureaucracy
Fast, Collateral-Free Funding
Get working capital against your bills and invoices — no property or asset collateral required.
Flexible Tenure
From ultra-short 5-day facilities to 120-day terms, matched to your invoice and buyer payment cycles.
Trade Finance Ready
Import and export finance built for cross-border purchase and sales cycles.
Transparent Terms
Clear advance rates, repayment terms, and security requirements — no hidden charges.
Our Supply Chain Finance Products
Six products, one platform — funding for every stage of your trade cycle
Purchase Bill Discounting
To fund your purchase bill without any property collateral.
BTST Facility
Ultra-short-term bridge financing for raw material purchase.
Sales Invoice Discounting
Turn approved sales invoices into immediate working capital.
Advance Against Receivables
A revolving line of credit against your confirmed receivables book.
Import Finance
Working capital funding against your import bills.
Export Finance
Advance funding against your export invoices.
How It Works
A simple, transparent process from application to disbursal
Apply & Submit
Share your bills, invoices, and business details.
Verification
We assess creditworthiness and buyer strength.
Approval & Disbursal
Get clear terms and receive funds fast.
Repay on Maturity
Bullet or escrow-based repayment, matched to your product.
Grow Your Business as a CredVantage Partner
Are you connected to MSMEs and SMEs in your network? Become a Business Sourcing Partner and earn referral fees helping them access fast, collateral-free finance.
Become a PartnerReady to Unlock Your Working Capital?
Apply now and get a decision on your funding within 24 hours.
Apply Now