Frequently Asked Questions

Supply chain finance is a set of solutions that let businesses unlock working capital tied up in their purchase bills, sales invoices, and receivables — without waiting for payment terms to complete or putting up traditional collateral.

Six core products: Purchase Bill Discounting, BTST Facility, Sales Invoice Discounting, Advance Against Receivables, Import Finance, and Export Finance. See the Services page for details on each.

Most products are collateral-free and instead use structures like FLDG (First Loss Default Guarantee) or a pledge of the underlying inventory (for BTST), rather than requiring property or fixed-asset collateral.

FLDG (First Loss Default Guarantee) is a security arrangement — typically 10%–20% depending on the product — that protects the lender against a portion of default risk, used instead of traditional collateral.

It depends on the product — from ultra-short-term BTST facilities (T+1 to T+5 days) to standard bill/invoice discounting (30–120 days), matched to your invoice maturity or buyer payment cycle.

Most products use bullet repayment on the invoice maturity date, often settled via escrow account. BTST is repaid via auto-debit or direct bank transfer upon sale realization.

Yes — Import Finance funds up to 85% of import value, and Export Finance funds up to 90% of export value. Both currently support Non-FATF supplier countries.

MSMEs and SMEs with verifiable purchase bills, confirmed sales invoices, or receivables from approved buyers/anchors. Some products (e.g. Advance Against Receivables) require a minimum trading history with the buyer.

Visit the Partners page and submit the partner application form. Our team will reach out to onboard you.

Fill out the eligibility form on the homepage or Contact page with your business and turnover details — our team will follow up within 24 hours.